We specialize when it comes to serving people with their personal finance, retirement income streams and saving for their future & retirement while Eliminating Risk, Fees & Taxes, which we call the (ERFT Rule). We’re the best in our industry to help people create and implement a plan that gives them safe investments for retirement for immediate results and protection.

Who said Uncle Sam has to be your financial partner in your journey through life? Money has zero emotions or feelings. It simply behaves based on the tax codes it’s governed by. Depending on which financial instruments you choose to park your money in, this solely dictates the way your money grows and especially how you are able to access it. If you’re not in the know as to how this works, it’s not necessarily your fault because most people are often blindly guided to enroll with financial instruments through their advisors and even from their employers. This is all without any knowledge of its risks, restrictions, penalties and tax consequences. Tax-Free access to your hard earned money is not anything new, especially if you’ve already been well educated like many in the top 1% of society. It’s not always about how much you can earn, it’s about how much net spendable money you can keep!

Has anyone ever taught you how to insure your money while you’re alive? Many plan for what they may leave to their loved ones upon death, but unfortunately the vast majority will face financial hardships long before this event due to chronic and critical diseases such as heart attacks, stroke, cancer and other debilitating health issues. For example, someone has a heart attack every 40 seconds and is the leading cause of death in the U.S. – (https://www.cdc.gov/heartdisease/facts.htm). Over $219B will be spent in the U.S. for just heart related diseases. Cancer related costs are rising rapidly from $150B since 2018 each year as well. – (https://www.cancer.gov/about-cancer/understanding/statistics). Most people will simply drain their own assets, ie, (home equity, savings, retirement accounts, college savings, etc.) to pay for such costs. You can say goodbye to any future financial plans or retirement funds if this is the reality. Acquiring living benefits is a must these days in order to protect your income during your working years. Learning how to add a valuable and accessible bucket of resources to your life will give you the greatest peace of mind. There is no longer the need to dive into your own assets to account for such necessary benefits.

There’s a difference between the way the 99% plan and invest versus the top 1% of people in the world. These strategies are not new and have been utilized by the well informed and typically the top 1% of income earners in the U.S. You don’t have to be wealthy or privileged to learn and apply the same strategies and plans that will give you the financial advantage you wish you knew much earlier in life. Unfortunately many advisors and wealth managers don’t enlighten the masses on these types of growth strategies because it’s either not what they specialize in, have licenses for and usually are not financially incentivized to inform you about. Therefore you believe that their help is necessary while the reality is that their fees are massively eroding your investment and retirement income, easily erasing at least 10 years of income from your retirement.